Home Delivery Gold IRA
Protect your IRA or 401(k) investment with a Home Delivery Gold IRA!
Are you tired of IRA and 401(k) “trustees” managing your retirement savings “on your behalf” – and charging you exorbitant fees for the privilege?
Are you worried another market crash, runaway inflation or government instability will devastate your hard-earned savings?
Do you wish you could invest in something more solid than a few “selected” funds?
Do you worry your retirement plan’s trustees won’t be able (or willing) to pay when you need to withdraw your money?
Do you wish you could keep your IRA safe by storing it in the form of physical gold and silver?Gain Control of Your Retirement and Future.
Request our FREE Augusta Home Delivery IRA Guide
Augusta Home Delivery Gold & Silver IRA 7 Unique Advantages
- Manage your own IRA. Buy and sell using your own IRA checking account.
- Pay NO professional management fees.
- Buy coins and bullion at competitive market prices--NO hidden fees.
- Own physical, inflation-hedging gold, silver, platinum and palladium.
- Get your IRA delivered securely to your home, in the form of physical IRS-approved gold, silver and platinum coins.
- Own investments with intrinsic value, usually resistant to inflation. Your gold IRA can help you in another market meltdown.
- Own real metals, with enduring value in worst-case social/political crises.
How it Works – 7 Easy Steps
Keep your retirement safe AND get all of the Augusta Home Delivery Gold IRA’s unique advantages. Roll over all or part of your existing IRA, 401(k) or other retirement plan into a gold IRA that's delivered directly to your home.
The U.S. Internal Revenue Service (IRS) and the Internal Revenue Code provide some guidance on the set-up and maintenance requirements for self-directed IRAs. Here are the basic steps.
- Contact Augusta
We assign a personal account executive to follow you through the process. This person helps you fill out an application to open a new self-directed IRA with a new custodian and prepare to transfer funds.
- Transfer Funds
At your direction, your new custodian requests a rollover of your retirement funds from the current custodian of your IRA, 401(k), 404(b), SEP IRA or Keogh plan. The transfer is tax-free and penalty-free.
- Create LLC
Augusta’s recommended attorney creates a Limited Liability Company (LLC) for your new self-directed IRA and appoints you sole manager. The LLC conforms to all rules and regulations for self-directed IRA LLCs.
- Purchase LLC
You sign documents to instruct your new self-directed IRA to purchase the LLC. The new self-directed IRA owns the LLC.
- Open Checking Account
You open a checking account in the name of your LLC at your preferred, qualified bank. Your new custodian wires funds into your new LLC checking account in the amount you designate.
- Buy Gold & Silver
You use your LLC's checking account to buy gold and silver. Your personal Augusta team helps you build your precious metals portfolio.
- Take Delivery
Precious metals are delivered to you, then you work with your legal and financial advisors to decide where to store them according to IRS rules and guidance on storage.
Have a question about the Augusta® Home Delivery Gold IRA?
See answers to common questions below, or call us at 855-242-4121.
Q. What kind of IRA is this?
A: The Augusta Home Delivery Gold IRA is a self-directed IRA that enables you to invest in IRS IRA-approved physical gold, silver and other precious metals, then have those approved metals delivered to your doorstep. As the sole manager of the LLC, you can freely purchase IRS-approved physical precious metals for your IRA using the LLC’s checking account.
Q. Can I be assured that a home delivery IRA is allowed by the IRS?
A: While the IRS has recognized the validity of using an LLC to make investments for a self-directed IRA, the IRS has not provided clear guidance on the legality of using this structure specifically for the purpose of investing in precious metals to be delivered to your door and stored at home or in a safe deposit box in the name of the LLC. However, multiple attorneys retained by Augusta believe that the home delivery gold IRA structure and the delivery and storage procedures described on this website are legal under specific conditions. (see Attorney Opinion Letters). Please note, these letters were prepared solely for Augusta, and sharing them with you in no way creates an attorney-client relationship between you and any of these attorneys.
Q. Can I store my IRA precious metals at home?
A:The attorneys retained by Augusta (see Attorney Opinion Letters) believe certain precious metals, namely American Eagle coins, may be stored at home, in accordance with the Internal Revenue Code (26 U.S.C. §408(m)(3)(A)). However, Augusta’s attorneys believe it is wise to store metals in a safety deposit box in the name of the LLC at a U.S. bank, because storing precious metals held in an IRA at home has high risks of inadvertently engaging in a prohibited transaction and because the IRS has not provided clear guidance on the issue.
Q. Can I store my IRA precious metals in a bank safe deposit box?
A: The attorneys retained by Augusta (see Attorney Opinion Letters) believe all precious metals held within an IRA may be stored in a bank safe deposit box in the name of the LLC because, in their opinion, such storage meets the code requirement that the precious metals be stored in the physical possession of a trustee. Again, the IRS has not issued clear guidance on whether bank safe deposit box storage would meet the requirement that the precious metals be stored in the physical possession of a trustee, so it is important that you fully understand the risks associated with this type of storage. Because you cannot rely on the opinions of Augusta’s attorneys, it is very important that you seek your own legal advice on this matter.
Q. Are there risks involved with a home delivery IRA?
A: As with all speculative investments, there is a degree of risk involved. Past performance might not predict future returns. The price of precious metals fluctuates over time and investors might lose money. If your home delivery gold IRA is not set up properly, if you engage in a prohibited transaction, or if it is determined that home delivery or home or bank safe deposit box storage are not permitted by the IRS, you could lose your tax exempt status and have to pay taxes and penalties. To move ahead confidently with the opening of any Augusta home delivery IRA, it is very important that you consult with your own legal, tax and investment professionals, so you can fully understand the risks. If you are looking for a more common self-directed physical gold or silver IRA, ask about Augusta’s Depository Gold & Silver IRA. It’s a precious metals IRA stored in a highly secure, threat-averse, non-government depository you choose, where you can arrange to go see the precious metals you own.
Q. How do I set up an Augusta Home Delivery Gold IRA?
A: Augusta Precious Metals walks you through just a few easy steps to get started. It's as simple as signing a few forms, sending in a check, and opening a checking account. Click Here >>
Q. Are self-directed IRA LLCs recognized by the IRS?
A: Yes! Twenty years of U.S. Tax Court decisions have validated self-directed IRA LLCs for individual Americans. With the self-directed IRA LLC and all its advantages, you can defer income taxes and roll over your existing IRA, 401(k) or other retirement plan. In short, with the self-directed IRA LLC, you can do everything you can do with any other IRS-qualified retirement plan. However, you are advised to consult with your accountant or tax specialist to confirm current regulations. Click here for more information.
Q. Can I roll over my current IRA or old 401(k) retirement savings?
A: Yes, you can roll over funds from your traditional IRA, Roth IRA, 401(k) and 403(b) to your Augusta Home Delivery Gold IRA.
Q. Do I have to use a custodian for my Augusta Home Delivery Gold IRA?
A: Yes, this is a requirement of the IRS. However, once your home delivery IRA is set up, you have control of your money and precious metals.
Q. What kinds of precious metals can I invest in?
A: Generally, you may invest in coins minted by the U.S. government as legal tender, such as American Gold Eagles and American Silver Eagles (1 oz, 1/2 oz, 1/4 oz and 1/10 oz). Further, you may invest in certain coins of gold, silver or platinum minted by other nations as legal tender. Consult with your accountant or tax specialist to confirm current regulations.
Q. Can I defer paying income taxes on my self-directed IRA LLC until retirement?
A: Yes. Self-directed IRA LLCs have the same tax-deferment benefits and penalties as more common retirement plans. However, it’s imperative you consult with your accountant or tax specialist to apply current regulations to your specific situation.
A personal Augusta Precious Metals account executive will answer questions and manage all the details of your home delivery gold IRA.