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RETIREMENT SAVINGS DIVERSIFICATION: TAKING ACTION TO GET PEACE OF MIND


At Augusta Precious Metals, we sell precious metals. But that’s just part of our overall mission to educate and empower Americans. We want to be a trusted source of information to help people obtain peace of mind about their retirement savings. Helping savers understand diversification using physical gold and silver is one example of how we empower by educating.

“Diversification” is a term that’s thrown around a lot in the context of savings. Unfortunately, it’s frequently misunderstood. When two assets in the same portfolio are fundamentally uncorrelated with one another, the result is diversification. What does “fundamentally uncorrelated” mean? Uncorrelated assets are characterized by the tendency NOT to move in the same direction at the same time by the same amount. That kind of potential non-correlation may help to diversify your savings.

Let’s say there’s a period of great volatility and the entire contents of your retirement savings sinks at the same rate and by the same amount. It’s likely you own no assets that are fundamentally uncorrelated with one another. You also can probably conclude your savings was not sufficiently diversified to weather the volatility.

Unfortunately, many retirement account owners believe they are effectively diversified when they’re not. Popular asset classes offer a universe of different options to retirement savers. People often select a variety of those options in the belief they will be diversified. But as long as the options they choose represent the same asset class, then effective diversification is less likely.

To get the peace of mind that comes with diversification – consider purchasing physical gold and silver, alternative assets that are often uncorrelated with other assets.

PRECIOUS METALS: OFTEN-UNCORRELATED ASSETS TO HELP YOU ACHIEVE DIVERSIFICATION


One of gold’s advantages is that it’s an alternative asset often providing statistically low correlation with other asset classes. Over time, gold has shown a tendency to rise in value even during economic volatility.

If you’re like many Americans looking down the road toward retirement, you may be worried about long-term concerns you have about your savings, including economic stressors that devalue the dollars you’ve saved. Isn’t it good to know there’s something you can do, such as buying physical gold and silver, which may help you diversify your retirement savings?

If you would like to know more about how gold and silver could help diversify your savings, call Augusta at 800-700-1008.

Augusta cannot guarantee, and makes no representation, that any metals purchased by a customer will appreciate at all or appreciate sufficiently to make a profit, and there is no certainty that any metals can be sold for a profit. The future value of the coins you purchase cannot be predicted. You could lose money. Don't purchase Augusta products with money you can't afford to lose. Prices may rise and fall over time or rapidly. Past performance of any coin does not guarantee future results. Premium coins are sold for more than the spot price of the precious metal they contain. Augusta's sale prices and buy-back prices are determined and controlled by Augusta. The value assigned to the coins you purchase at any given time may vary from retailer to retailer and Augusta cannot guarantee another retailer will value the coins at the same rate as Augusta would in any given circumstance. Augusta cannot guarantee buy-back of any item it sells and cannot guarantee another retailer will purchase coins purchased through Augusta. Augusta cannot guarantee another retailer will value a premium coin at the same rate as Augusta would in any given circumstance. This purchase is speculative and unregulated.

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